极速快3

平安产险:科技创新引领高质量发展,继续取得双优佳绩

2020-09-14 15:47:28 来源: 大武夷新闻网 作者:

极速快3XINGUANYIQINGLONGZHAOXIADE2020NIANYIGUOBAN,ZAIFUZADUOBIANDEWAIBUHUANJINGXIA,SHANGSHIXIANQIXIANHOUJIAOCHUSHANGBANNIANDAJUAN。PINGANCHANXIANSHANGBANNIANSHIXIANYUANBAOXIANBAOFEISHOURU1441YIYUAN,TONGBIZENGZHANG10.5%,XIANZHUYOUYUXINGYEPINGJUNZENGSU7.62%,ZHIJIETUIDONGSHICHANGFENESHANGSHENG0.5GEBAIFENDIAN。YUCITONGSHI,ZAIXINGUANFEIYANYIQINGCHONGJIXIA,PINGANCHANXIANZONGHECHENGBENLVSHANGSHENG1.5GEBAIFENDIANZHI98.1%,RENGWENJUXINGYELINGXIANDIWEI,SHIXIANYINGYUNLIRUN82.74YIYUAN,

继续保持“双优”业绩。

01、车险稳健增长,非车快速上升

ZUOWEICAICHANBAOXIANXINGYEDEHEXINSHOURULAIYUAN,SHANGBANNIANPINGANCHANXIANDECHEXIANSHOURUWEI956.46YIYUAN,ZHANZONGBAOFEIDE66.4%。ZHIDEYITIDESHI,ZAIXINCHEXIAOSHOUDAFUXIAHUADEBEIJINGXIA,PINGANCHANXIANDECHEXIANSHOURULUDE3.6%DEZENGZHANG,GAOYUXINGYE2.92%PINGJUNZENGSU。

TURUQILAIDEYIQING,JICAIXIANXINGYEXIANXIAZHANYEHELIPEIDAILAILEJUDADETIAOZHAN。PINGANCHANXIANYITUO“PINGANHAOCHEZHU”APP,DIYISHIJIANQIANGHUAXIANSHANGHUAFUWU,XIANGKEHUTIGONG“YIJIANLIPEI”、“WUGANJIAYOU”、“QICHEXIAODU”DENGLINGJIECHU、QUANFANGWEIJIZHICHEFUWU,JIDATISHENGLEKEHUMANYIDUHEKEHUZHANXING,YOUXIAODIHUAJIELEYIQINGDAILAIDEDUANQIYINGXIANG。

CAIBAOSHUJUXIANSHI,JIEZHI2020NIAN6YUEMO,“PINGANHAOCHEZHU”APPZUOWEIZHONGGUOZUIDADEQICHEGONGJULEIAPP,ZHUCEYONGHUSHUYIJINGTUPO1.09YI,JIAONIANCHUZENGZHANG17.8%,LEIJIBANGCHECHELIANGTUPO7,000WAN。

ZAIFEICHEYEWUFANGMIAN,SHANGBANNIAN,PINGANCHANXIANFEICHEBAOFEIBAOCHIKUAISUSHANGSHENGQUSHI,QINEIFEICHEYEWUSHOURUWEI484.72,TONGBIDAFUZENGZHANG27.1%。GUIMOQIANSANDEYEWUFENBIEWEIBAOZHENGBAOXIAN、ZERENBAOXIAN、YIWAISHANGHAIXIAN,DUIYINGDEZENGSUSHI34.1%、20.5%HE20.9%。QIZHONG,WEIZHULIYIQINGFANGKONGHEFUGONGFUCHAN,PINGANCHANXIANJIADAZERENBAOXIANCHANPINCHUANGXIN,BINGYUNYONGKEJINENGLICHIXUYOUHUAYEWULIUCHENG,WANSHANFENGKONGTIXI,SHIDEZERENBAOXIANZONGHECHENGBENLVXIAJIANG1.3GEBAIFENDIANZHI93.3%,WEIJUXINGYELINGXIANSHUIPING。

02、车险综改提上日程,财险企业面临考验

极速快32020NIANSHIYIGETESHUNIANFEN,CHULEYIQINGCHONGJI,CAICHANBAOXIANXINGYEHAIFASHENGLELINGYIGEZHONGDASHIJIAN——CHEXIANZONGHEGAIGE,XIANQIYEYINGLAILEGUANYUJINGZHUNDINGJIA、CHAYIHUAFUWUHEGUANLIXIAOLVNENGLIDEZONGHEKAOYAN。

CANKAOCAIXIANSHICHANGBIJIAOCHENGSHUDEMEIGUO,KEYIWEIGUONEIXIANQITUWEITIGONGJIEJIANSILU。YIMEIGUODISIDACAICHANXIANGONGSIQIANJINBAOXIANWEILI,TASHISHIJIEZUIYOUXIUDECAICHANXIANGONGSIZHIYI,ZHUYINGYEWUCHAOGUO80%SHIGERENCHEXIAN。

JINNIANLAI,QIANJINBAOXIANDEBAOFEIZENGSUYIZHIBAOCHIZAIXINGYEPINGJUNSHUIPINGZHISHANG,2019NIANBAOFEIZENGSUWEI22.04%。2020NIANSHANGBANNIAN,QIYANXUYIWANGZENGZHANGQUSHI,QUDELETONGBI16.12%DEZENGZHANG,BAOFEISHOURUWEI109.67YIMEIYUAN。ERQIE,XIANGBIYUGUONEICAICHANBAOXIANGONGSIPUBIANCHENGBAOKUISUNDEZHUANGTAI,QIANJINBAOXIANYIZHIBAOCHILIANGHAODECHENGBAOLIRUN。

极速快3CAIBAOPILU,PINGANCHANXIANSHANGBANNIANDEFEIYONGLVWEI38.1%,ERPEIFULVZELVEYOUYUQIANJINBAOXIANWEI60%。ZHIDEYITIDESHI,YUQIANJINBAOXIANLEISI,YITUOHULIANWANGJISHUYIJISHENGTAIQUAN,PINGANCHANXIANCHIXUYOUHUADAILI、JIAOCHAXIAOSHOU、DIANHUAWANGLUOYIJIZHIXIAODENGQUDAOBAOFEISHOURU,JIANGWEIWEILAIJINYIBUYOUHUAFEIYONGZHICHUDAXIAJIANSHIJICHU。

03、全面数据化转型,构筑发展护城河

CHUSEDEYEJIBEIHOUSHIDUIKEJIFUNENGDEBUXIEJIANCHI。CONGCHUANGLIZHICHU,QIANJINBAOXIANJIUSHIFENZHONGSHIJISHUCHUANGXIN,YOUQISHISHUJUDEHUOQUHESHIYONG。MUQIAN,QIANJINBAOXIANZAIMEIGUOCAIXIANSHICHANGZHANYOULVYUE5%,ERPINGANCHANXIANZAIGUONEIDESHIZHANLVYUEWEI20%。ZUOWEICHEXIANLINGYULINGJUNZHE,PINGANCHANXIANYUQIANJINBAOXIANZAIKEJIZHANLVESHANGYOUZHEYIQUTONGGONGZHICHU

CONG2020NIANZHONGQIYEJIKEYIFAXIAN,ZAIYIQINGYINGXIANGXIA,PINGANCHANXIANBAOCHIYIRUJIWANGDEWENJIAN,SHENGTAIXIAOYINGZHUJIANXIANXIAN。ZHONGQIBAOGAOJIESHILEKEJIFUNENGWEIYEWUFAZHANTIGONGLEQIANGDIAODONGLI:PINGANCHANXIANCHIXUSHENHUALUOSHIJITUAN“JINRONG+KEJI”、“JINRONG+SHENGTAI”ZHANLVE,TONGGUOKEJICHUANGXINYINGYONGTUIDONGQUANMIANSHUJUHUAJINGYINGZHUANXING、BUDUANTISHENGKEHUTIYAN;DAZAOJIQIRENZHUSHOUSHIXIANZHINENGHUAZUOYE,JINYIBUTISHENGZUOYEXIAOLV。

极速快3JIEZHI2020NIAN6YUEMO,PINGANCHANXIANKEJIZHUANLISHENQINGSHUDA1,112XIANG,SHIQUNIAN6YUEMODE2.6BEI。BUZHIYUCI,PINGANCHANXIANZAIFENGSHUODEKEJICHENGGUODEJICHUSHANG,LVXIANQIDONGQUANMIANSHUJUHUAZHUANXING,TONGGUOSHUJU+PINGTAI”MOSHI,TIZHIZENGXIAO,QIANGHUAFENGKONG,YONGYOUXIANZHUDEXIANFAYOUSHI。

极速快3JIYU“SHUJUQUDONG”WEIDUHUISU,PINGANCHANXIANXIANHOUJINGLILESIGEFAZHANJIEDUAN:1.0XITONGHUASHIDAI,ZUOXINXIHUA;2.0JIZHONGHUASHIDAI,TUIDONGSHUJUHOUTAIYUFUWUQIJIZHONG;3.0SHUJUHUASHIDAI,DAJIANNEIBUXINYIDAIXITONG,ZHUBUYIDONGHUAHESHUJUHUA;4.0ZHINENGHUASHIDAI,GOUJIANZHIHUIDANAO。

极速快3ZAI4.0SHIDAI,PINGANCHANXIANYIKEHUWEIZHONGXIN,YIZHIHUIDANAOWEIZAITI,TONGGUOKEJICHUANGXINFUNENGQUANYEWUDEJIAZHILIAN,SHIXIANZHINENGYINGXIAO-ZHINENGDINGJIA-ZHINENGZUOYE-ZHINENGFENGKONG-ZHINENGLIPEI-ZHINENGJINGYING。

BIRUZAIZHINENGZUOYEFANGMIAN,PINGANCHANXIANDAZAOLELIUDAJIQIREN,SHIXIAN“TINGSHUODUXIANGZUO”5DANENGLI,BUGUANSHILIPEIHUANJIE、YUKEHUDEHUDONGHUANJIE,HAISHIKEFUHUANJIE,TONGGUONLPFUWUPINGTAI、ASR、OCRDENGXINDEKEJIYINGYONG,ZHENZHENGSHIXIANCHANPINLIUCHENG、YUNYINGLIUCHENGDUANDAODUANDEYOUHUA,CONGERSHIXIANXIAOLVDETISHENG。

ZAIBIRUZHIHUIYINGXIAO,JIYUYEWUSHUJU,QIANRENQIANMIANJINGZHUNCHUDA,KEYIJINGZHUNFUWU“PINGANHAOCHEZHU”APPDE1YI+YONGHU,TONGGUOZHINENGTUIJIANYINQING,CHEXIANTOUBAOFANGANYICIXUNJIACHENGGONGLVYOU27%TISHENGZHI70%。

HAIYOUZHIHUIFENGKONGFANGMIAN,PINGANCHANXIANDAZAOKYR(KnowYourRisk)QIYEFENGXIANGUANJIAXIANGMU,TONGGUO“FUWU+BAOXIAN”DECHUANGXINMOSHIWEIKEHUTIGONGDUOYUANHUAFENGXIANGUANLIFUWU。2020NIANSHANGBANNIAN,PINGANCHANXIANWEI4,729JIAQIYEKEHUHEZHONGDIANGONGCHENGXIANGMUTIGONGFANGZAIFANGSUNFUWU。

ZHIHUIBAOXIANSHIDAIYIDAOLAI,YIKEHUWEIZHONGXINDEXINYEWUMOSHI、SHUJUQUDONGKEHUJINGYING、XIANSHANGXIANXIARONGHEZHENGZAICHENGWEIWEILAIBAOXIANFAZHANDESANDAQUSHI。ZAIZHEIGEDASHIZHONG,CHANXIANRUHEFAZHAN,RUHEZOUCHUXINDEMOSHIYULUJING?MIANDUISHICHANG、KEHU、JINGZHENGDUISHOUJIJISHUFAZHANKUAISUBIANHUA,PINGANCHANXIANDEQUANMIANSHUJUHUAZHUANXINGYIJINGQIANGXIANYIBU。

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